Low-Doc Loans for Tradies and ABN Holders
Qualify on your ABN — not two years of tax returns
A low-doc (low-documentation) loan lets self-employed tradies and ABN holders borrow without the full financials a bank normally demands. Instead of two years of tax returns and payslips, you can often qualify on your ABN plus recent bank statements, BAS or an accountant’s declaration — so a strong business between tax returns isn’t penalised.
It’s not just cars. We arrange low-doc finance across work utes and vans, trucks and trailers, plant, tools and equipment, and business vehicles — new or used, dealer or private sale, with structures like chattel mortgage for business use and potential tax benefits.
Because we compare a panel of 30+ bank and non-bank lenders — including the majors — we match your self-employed income to the lender most likely to say yes, keep the paperwork light, and get you a quick decision so you can stay on the tools. See exactly what you need to qualify →
What rate can I get?
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Little or no financials?
Built for tradies the banks turn away
Sole traders, subbies and growing trade businesses get knocked back by the big banks every day — not because they can’t afford the repayments, but because their paperwork doesn’t fit a tick-box. We work differently. Tell us about your ABN and the asset you’re after, and we’ll do the legwork: comparing lenders, structuring the deal and chasing the approval so you can stay on the tools.
Most tradies get a fast answer with minimal fuss — and a finance package that genuinely suits how trade income works. No payslips, no full tax returns, no runaround.
Why choose us?
DECADES OF
industry experience
A RANGE OF FINANCE OPTIONS WITH
both bank and non bank lenders
WE'LL WORK HARD TO FIND THE BEST
Low Doc Finance solution for almost every customer
WE'LL FIND FOR YOU
the perfect low doc loan for your needs
