What rate can I get?
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You work hard & deserve a fair go
What can i finance?
Work Vehicle
Work equipment
recreation
It can't be all work and no play. The weekend's there for you to get out & about with your new toys! Finance bikes, camper vans, 4x4 trailers or a new jet ski with Tradie Finance today.
What type of finance can i get?
Car loans
low doc loans
If you have a valid ABN and you meet our minimum requirements, you can qualify for a low doc loan and fast track your finance today with minimal paperwork.
truck loans
Got your eye on a new Colorado or Hilux? If you hold an ABN, we can fast track your application for a ute loan, van loan or truck loan today.
business loans
leisure loans
From camper vans and trailers to boat finance, bike finance or jet ski finance - Tradie Finance helps hard working Aussies finance their weekend down time. Work hard, play hard!
personal loans
The benefits for tradies
Equipment Loans
Our application process is quick and easy with minimal paperwork.
THE RIGHT FINANCE FOR YOU
We take time to understand your situation to find you the best finance package for you.
LARGE PANEL OF LENDERS
From secured to low-doc, we compare a real panel of bank and non-bank lenders for your situation.
Proud partner of TIACS
Our Lenders
Tradie Finance FAQs
Fast approvals, less paperwork, and the best finance package for you — for tradies and everyone else.
How can I get car finance?
Get things started a number of ways. You can ask us What Rate Can I Get, do a quick 60-second pre-approval or even Apply Online in minutes. We compare a panel of bank and non-bank lenders, match you to the best finance package for your situation and handle the paperwork. Fast approvals, low-doc and ABN welcome — built for tradies, open to everyone. Subject to lender approval.
Do you only help tradies and self-employed people with finance?
Not at all — tradies and the self-employed are our specialty, but we finance everyone: PAYG employees, families, first-car buyers and business owners. ABN or no ABN, tradie or not, we'll find the best finance package for your situation. Subject to lender approval.
Can I get finance with an ABN or if I'm self-employed?
Yes — self-employed, sole-trader and ABN car finance applications are our specialty. We work with lenders who understand business income and offer low-doc options for newer ABNs without full financials. Subject to lender criteria.
Can I get a low-doc car loan without full financials?
Often, yes. With a valid ABN and our minimum requirements met, you may qualify for a low-doc loan with minimal paperwork — ideal for tradies and the self-employed without full tax returns. Subject to approval, criteria, terms and fees.
How much can I borrow?
It depends on your income, the vehicle and the lender — many customers finance the full price with no deposit. The quickest way to find your borrowing power is a 60-second pre-approval or a quick chat. Amounts are subject to lender assessment, criteria, terms and fees.
How does car finance work?
You borrow the cost of the vehicle and repay it over a term (usually 1–7 years) in weekly, fortnightly or monthly instalments plus interest. We find a competitive rate and structure — including a chattel mortgage for business use — then settle so you can drive away. Subject to approval, criteria and fees.
What is a chattel mortgage?
A chattel mortgage is a business finance structure where you own the vehicle or equipment from day one while the lender holds security over it. For business use there can be GST and tax advantages. Speak to your accountant about your tax position.
What is equipment finance?
Equipment finance funds tools, plant, machinery and business assets without paying the full cost upfront — you repay over a term that suits the asset. We tailor the structure (including chattel mortgage) and find the best finance package for you. Subject to approval, criteria and fees.
Do you do no-deposit finance, and how fast is approval?
Many customers are approved with no deposit, and approvals are fast — often a quick decision with minimal paperwork (subject to lender assessment). The fastest way to see where you stand is a 60-second pre-approval. Subject to approval, criteria, terms and fees.
How do I check if a car has finance owing on it (PPSR check)?
Run a PPSR check before you buy a used or private-sale car — it shows whether there's finance owing, or if the car's been written off or reported stolen, so you don't inherit someone else's debt. Always check before you pay or sign. Buying with finance through us? We'll help you do it right.