Business Loans & Finance
Business finance is
This is the hub for every type of business finance Tradie Finance arranges.
Why choose us?
Decades of
industry experience
A RANGE OF FINANCE OPTIONS
with both bank and non bank lenders
WE'LL WORK HARD TO FIND THE BEST
Business Finance solution for almost every customer
WE'LL FIND FOR YOU
the perfect business finance package for your needs
How much do
How Tradie Finance arranges business finance
- Tell us the job. What you are buying or funding, roughly how much, and how the business is set up (ABN age, GST, structure).
- We match the product and lender. One enquiry; we compare the panel and pick the structure that suits the asset and your cash flow.
- Indicative decision, then approval. We tell you the lender’s expected timeframe up front.
- Funds settle, you get to work. We handle the paperwork with the lender and the supplier.
Which product for which job
Vehicles — Buying a rigid, tipper or prime mover: truck finance. Vans, utes, trucks or a mixed fleet under one facility: commercial vehicle finance. A work van under your ABN: van finance. A work ute: ute finance. A car or dual-cab for a sole trader or ABN holder: ABN car loans.
Equipment and machinery — Tools, plant and machinery for the trade: equipment finance. Excavators, yellow goods and heavy plant: plant and machinery finance.
Limited financials — No full tax returns yet: low doc loans — ABN, bank statements and a declaration instead.
Cash flow and working capital — Growth or a shortfall without security: unsecured business loans. Cash tied up in unpaid invoices: invoice finance. Revolving access to funds: business line of credit or a business overdraft. Buying an existing business: loans to buy a business.
Structures — How ownership and GST work on a financed asset: chattel mortgage. Overview of how vehicle, plant and equipment loans are secured: asset finance.
Before you apply
Not sure what you will need to apply? See business loan requirements in Australia — what lenders generally look for, and where the requirements vary by lender and facility.
Credit history less than perfect? See business loans with impaired credit — what lenders weigh beyond the credit file and which structures are more workable.
Wondering what business lending actually costs? See what the official RBA data shows on business loan interest rates and what sets the rate on an individual file.
Buying an existing business rather than starting one? See loans to buy a business for how acquisition finance is assessed.
Trading as a sole trader? See how lenders assess sole traders across business, vehicle and equipment finance in our sole trader loans guide.
Buying a car, ute or van for the business? See our business vehicle finance page for how business-use vehicles are financed and structured.
Not sure which product fits? Call 1300 879 872 or enquire now and we will match it for you.
Tradie Finance operates under Australian Credit Licence 506065 (Five Tees Pty Ltd). Information is general only and does not constitute credit advice. Finance is subject to approval, lending criteria, terms, conditions and fees.